The Complete Bitfinex Deposit Guide 2026: From Your Local Exchange to the Funding Wallet, Explained Once and for All (Updated October 2026)
📌 October 2026 update: fiat wires for Taiwan-based users Compiled by this site in October 2026. Please read the two groups below separately. What Bitfinex states officially: Bitfinex supports only three fiat currencies (USD, EUR and GBP) and does not offer TWD. A USD wire requires Full verification, with a minimum deposit of 10,000 USD and a fee of 0.1% (minimum 60 USD). Bitfinex’s Help Center does not mention any restriction on Taiwan: a search for “Taiwan” returns zero articles in English, Traditional Chinese and Simplified Chinese, and there is no public announcement. What users and media report: The blog grenade.tw and forum users report that Taiwan-based users see a notice in the Bitfinex app, roughly saying that under Taiwanese regulations Bitfinex will no longer process fiat wires through banks in Taiwan (including Taiwan branches of foreign banks), for individuals or companies. User reports began in April 2026. We could not find a confirmed effective date: one forum post mentioned April 29, but no official or major-media source supports it. Another forum user says Bitfinex stopped accepting Taiwan bank documents for higher verification levels from April, which also has no other source. No official reason: The notice only says “under Taiwanese regulations”, and this site does not speculate about the cause. Effect on lending: The deposit route in this guide sends crypto on-chain into the Funding Wallet and needs no fiat wire, and the reported notice mentions only fiat wires. How to read the wire content below: The “Fiat wire transfer deposit” section and the SWIFT row in the table follow Bitfinex’s official rules. Taiwan-based users should treat them as unavailable for now and check inside their Bitfinex account first. 📊 Latest 2026-04 backtest update: Based on the FuNi historical rate database (data range 2019-04 to 2026-03, USD pool samples, year-by-year walk-forward windows (2020 to 2026)), the latest backtest results show that the APEX III strategy delivered 180–365 day annualized returns of 8%–16% (pre-tax) in the USD and USDT lending markets, and after deducting the 15% platform fee, the USD pool average is around 11% — above the Bitfinex long-term baseline (roughly 6%–7% annualized) in the backtest. Across the multi-year time windows (2019–2026, seven yearly windows per currency), the APEX III backtest return was higher than the baseline in all seven yearly windows for the USD pool, and in six of seven for USDT. ...