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    <title>Lending Basics on FuNi Blog | Bitfinex Lending Guides &amp; Strategy</title>
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      <title>Crypto Lending vs Bank Deposits: Returns, Risk &amp; Liquidity Compared (2026)</title>
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      <description>A 2026 comparison of bank deposits vs Bitfinex crypto lending across five dimensions — annualized return, risk, liquidity, tax, and barrier to entry — plus inflation-adjusted real return and a blended-allocation approach.</description>
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