Bitfinex Lending Strategy: How to Maximize Your Annualized Return
Disclaimer: This article is general information, not investment advice. Backtest figures are self-reported and don’t guarantee future results. Crypto lending carries platform, counterparty, and market risk. Always check current official sources. Why not just post FRR? You can just track the FRR and lend at the market average. It fills reliably and requires zero thought. The problem is that the FRR is an average of the recent past, so you only ever catch the tail of a spike and never the peak. Lock that behavior in — always FRR, always 2 days — and you land around the 6%–7% baseline long-run. Everything above that comes from strategy: actively deciding the rate, the term, and how you split. ...